So I think everyone has seen the commercial or free credit report dot com, and I finally got a friend to get on there and get one, I think the site may have changed since the last time that I got a free credit report there. Of course there is an offer there, little is really free easily these days. Now if you read the fine print you find out that you can get a federal mandated yearly free credit report from annual credit report dot com. So save yourself a step and go there first.